Kopa-me instant loans offers credit to customers who feel financially constrained.
We bail you out whenever in a fix. Looking for the best instant loans to M-pesa app in Kenya? We got you sorted. We provide quick M-pesa loans to our customers. Our services are available in Kenya, Ethiopia, Zambia, Nigeria, Philippines, and Tanzania. Receive your personal loan right to your Bank account, Mobile Money account, or to your PayPal account.

With Kopa-me instant loans, you can apply for an instant loans to MPESA and use it to:
- pay for the little extra expenses.
- offset your school fees balances.
- Pay off quick emergencies,
- buy airtime top-up
- get the extra money to scale your business.
- get quick emergency loans for personal use.
- Pay your bills through our Kopa-me instant loans app

RATES AND FEES
Loan amounts vary by country while interest rates and service rate (APR) are made to be flat rate regardless of the country.

Ethiopia:
Loans range from 100 Birr to 10,000 Birr over a period of 60 days up to 180 days to full repayment. Interest rates ranges from 9.5% – 12.5%, Service rates ranges from 1% - 3%.
Zambia:
Loans range from 1000 Kwch to 5000 Kwch over a period of 60 days up to 180 days to full repayment. Interest rates ranges from 9.5% – 12.5%, Service rates ranges from 1% - 3%.
Kenya:
Loans range from Ksh 500 – Ksh 120,000 over a period of 60 days up to 180 days to full repayment. Interest rates ranges from 9.5% – 12.5%, Service rates ranges from 1% - 3%.
Nigeria:
Loans range from ₦500 to ₦25,000 over a period of 60 days up to 180 days to full repayment. Interest rates ranges from 9.5% – 12.5%, Service rates ranges from 1% - 3%.
Tanzania:
Loans range from Tsh. 25,000 to Tsh. 750,000 over a period of 70 days up to 180 days to full repayment. Interest rates ranges from 9.5% – 12.5%, Service rates ranges from 1% - 3%. Philippines:
Loans range from 250 pesos to 5,500 pesos over a period of 60 days up to 180 days to full repayment. Interest rates ranges from 9.5% – 12.5%, Service rates ranges from 1% - 3%.
Our Quick Loan App offers:

Example:
If you are in Kenya and the loan amount is Ksh 5,000, the loan term is 180 days,
and the interest rate is 12.5%, the total interest should
be 5,000 Ksh * 12.5% = 625 Ksh.

Effective APR: 47.2% - 125.2%. We will never request any additional charges.

IT’S EASY TO INSTANT LOANS

* Download the Kopa-me instant loans App
* Register for an account using your M-Pesa number.
* Check your loan limit with our app.
* Apply for a loan not exceeding your loan limit.
* Get money sent directly to your M-Pesa instantly.
* Repay on time to get a credit limit raised instantly.
* Repay your loan with M-PESA through our Pay bill using phone number you signed up
with
* you can pay in full or make partial payments any time before due date.
* Easy repayment schedule keeps you on track with your payments.

GENERAL ADVICE

- Don't seek quick M-pesa loans for leisure
- Always pre-plan for your loans
- Pay loans on time to avoid bad credit loans listings.
- Use your pay day loans for Emergencies alone